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Some people have criticized the Affordable Care Act because of certain logistical challenges associated with mandates to business organizations. However, you can’t overlook the key benefits of the new ACA health insurance. It has been easily available to individuals and families. The main objective of ACA health insurance is to focus on problem areas associated with large percentages of underinsured and uninsured Americans.

Advantages of ACA Health Insurance

There’s no doubt that ACA health insurance provides individuals and families with a lot of benefits. Some of the most important benefits of these healthcare insurance plans have been discussed below to provide you with a better understanding.

Free Preventative Services - These services often include a wide range of screenings and diagnoses to detect ailments early. Under the ACA, charging deductibles, co-pays and co-insurance will be considered illegal.

Guaranteed Insurance Plan Irrespective of Pre-Existing Conditions - Insurance companies won’t be allowed to deny insurance for either adults or children with pre-existing conditions.

Tax Credits for Small Organizations - A lot of tax credits will be offered to small organizations that comply with regulations and rules. This will obviously mitigate a wide range of cost effects related to the ACA health insurance.

Senior Discounts - Seniors or retirees dependent on healthcare will also receive discounts up to 50% on various name-brand drugs and medications.

Guaranteed Healthcare Coverage for Student Dependents - Students will be covered through their parents’ packages up to the age of 26 years.

Affordable Health Insurance

The new health insurance plan will be subject to the Minimum Loss Ratio or MLR law. As per this law, for every $1 collected from people in the form of insurance premiums, $0.80 will have to be spent in healthcare claims. In addition to this, if more than 20% of insurance premiums will be spent on administrative fees, your insurance company will have to send a rebate for the basic difference.

Health Insurance Quotes at Your Fingertips

When you apply for ACA health insurance, you will be allowed to choose from many different options, which will depend on the kind of information you enter in the application form. It also allows you to choose a good health insurance provider and coverage.

What Our Customers Say...

I am a small business owner, and I was overwhelmed when I saw all the plans available online. Your team helped me find a plan to fit my needs as well as my budget. I am grateful for the time and effort that your agents spent with me.
Steven from Raleigh, NC

I lost my job and couldn't afford Cobra. I wasn't sure what to do, or where to look for affordable health. I found The Enrollment Network and they were able to work with me to find the best coverage that met my budget. They are a great company to work with.
Mary from York, PA